Providing Insurance Appraisal, Umpiring and Claims Consulting Services
Working With GM Claim Services
Extensive Industry Experience & Effective Communication
Excellent Construction, Estimating, and Policy Knowledge
About Grace
Grace Maka brings over 15 years of experience as an independent insurance adjuster handling over 10,000 commercial and residential claims throughout her career. She has trained and managed teams of independent adjusters during times of catastrophic events like hurricanes, hail, tornados and sewer water backup. She possesses the communication skills, determination, and industry knowledge to perform effectively. Grace currently uses her adjusting experience to provide insurance appraisal, umpire and claims consulting services throughout Florida and Illinois. Why, Florida and Illinois? She resides in Florida and remains close to her family in the suburbs of Chicago, Illinois and has found this to be a career goal to work between these two states.
Appraisal
An alternative dispute resolution, which can resolve a disagreement when the insurance company and policyholder do not agree on the loss amount.
The insurance appraisal process is a policy provision found in the Loss Settlement section of the insurance policy.
Upon invoking appraisal the insurance company’s appraiser and policyholder’s appraiser will estimate the damages and try to come to an agreement on the amount of the loss. If the appraisers fail to agree, they will submit their differences to a mutually agreed upon disinterested umpire.
Umpire
When the insurance company and policyholder’s appraiser cannot come to an agreement, an insurance appraisal umpire is called in to resolve the dispute.
The appraisers and umpire selected meet to discuss differences. Once agreed upon, the appraisal umpire will complete an itemized estimate. If the umpire’s estimate is agreed to by either the insurance company or the policyholder’s appraiser it will set the amount of loss.